What is a Crypto IRA?

Traditional IRA vs. Crypto IRA

• Traditional IRA: An account that allows individuals to save for retirement with tax-free growth or on a tax-deferred basis.
• Crypto IRA: A retirement account that holds digital assets, such as Bitcoin or Ethereum, instead of just traditional mutual funds or stocks.

Benefits of a Crypto IRA

1. Tax Advantages

Tax-deferred growth in a Traditional IRA or potentially tax-free growth in a Roth IRA.

2. Diversification

Crypto can act as a non-correlated asset, providing diversification beyond traditional stocks and bonds.

3. Long-Term Investment Horizon

A retirement account is a built-in way to think and invest long-term, which can be advantageous for volatile assets like crypto.

Risks to Consider

• Volatility: Crypto prices can fluctuate significantly.
• Regulatory Uncertainty: Laws and regulations about digital assets can change.
• Custodial & Security Concerns: Retirement accounts require secure, compliant custodians.